Businesses need to act now to secure their future funding needs or risk being unable to finance their needs as economic and political events increase the risks and complexities of borrowing

The building industry has always been intensely competitive which has kept margins tight. However, as we move into 2022/23 the building industry is facing a particularly challenging time as number of factors combine to materially increase the risks confronting the industry. Well publicised international supply chain and freight issues have resulted in shortages of materials, delays to deliveries, and increases in material costs. A shortage of skilled tradesmen and labour i